The future of banking is being built right now. Build it with us.

WE STARTED CHIME WITH A MISSION:

To help Americans Unlock Financial Progress™.

Since our founding in 2012, we’ve built innovative products that have turned the industry on its head, put consumers’ interests at the center, and helped millions of Americans dream and live bigger, bolder lives.

Now a year post-IPO, we’re profitable, growing fast, and more ambitious than ever.

We’re now America’s #1 choice for banking™ (see disclosure 1) . And we’ve purpose-built our infrastructure for the AI era.

The biggest opportunity at Chime isn’t behind us. It’s ahead of us.

YOU’LL THRIVE HERE IF...

You live for a challenge.

If our goal was just to change banking, we’d be done. We’re not.

We’re building the financial platform for mainstream America.

The stakes are high, but the impact is real: We’re solving some of the toughest problems in consumer finance — from liquidity and credit building to investing and AI-powered financial guidance.

YOU’LL THRIVE HERE IF...

You’re a builder who ships in days, not weeks.

We’re built for building in the AI era.

Our proprietary payments processor and ledger give us an edge that dramatically accelerates how we build.

Our primary accounts data gives us deep insight into our members’ needs.

Together, they enable us to ship constantly. Big innovations. Small upgrades. And everything in between.

We own our tech stack end to end. No third-party vendors. Just high standards and high velocity.

84% of the code we shipped in March was developed with AI,

up from 29% just four months ago

YOU’LL THRIVE HERE IF...

You boldly push the limits. But respect the rules.

We work in a heavily regulated industry, delivering the lowest-cost products at the highest quality. Which means we never settle for good enough.

We obsess over our members’ needs — and find new ways to meet them.

We test and learn continuously.

And we work hand in glove with our compliance teams and bank partners to build products that are as secure as they are innovative.

YOU’LL THRIVE HERE IF...

You don’t like politics. You’re not a passenger. And you want to work in person.

Big ideas are always welcome. Big egos are not.

Right away, you’ll have ownership, agency, and the chance to learn, lead, and build with a world-class team.

You’ll also work in one of our offices four days a week and work from home on Fridays. Because we believe in-person collaboration helps us find the shortest distance between ambition and impact.

We expect a lot. But we also invest a lot in mentorship and career growth, so you have a long runway and can wear many hats.

YOU’LL THRIVE HERE IF...

You’d rather use AI to reinvent an industry than rethink a chatbot.

Most companies are using AI to work faster. Us too. We’re also using it to redefine consumer finance. While the world is still on the ground floor, we are increasingly convinced there’s no ceiling.

AI powers our infrastructure, making us incredibly efficient.

It supercharges our products, so we can personalize at scale. And if you come here to build with us, you’ll use it to help millions of people make financial progress.

This is hard work. But it could be the best work of your career. If that excites you, we should talk.