Welcome to Chime

Chime’s mission is to unite everyday people to Unlock Financial Progress™. We empower millions of everyday people to take control of their finances.

Our why

Our mission

Chime was created because we believe everyone can unlock financial progress, and we want to develop solutions and services to empower people to succeed. By designing a member-centric banking app with easy-to-understand financial tools, we’re creating a more competitive market with options for everyday Americans.

Since 2012, we’ve grown our team to more than 1500 Chimers across 3 offices. But more than that, we’ve expanded the products and services we offer to our members based on member feedback. And in doing so, we’ve disrupted the banking industry and changed the conversation for everyday people about money on a national level.

Chime^® is a financial technology company, not a bank. Banking services, credit, and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Our values

Our how

Our mission is our ‘why’ and our values are our ‘how.’ Our core values go beyond a list painted on the walls of our office—they imbue the interactions we have, the decisions we make, the products we launch, and the impact we have.

Be member-obsessed

Everything we do at Chime is guided by a deep understanding of our members’ needs and a tireless commitment to earning, keeping, and strengthening their trust so that we can be the clear market leader in our space.

Be bold

We've always had outsized ambitions and confidence that, if we innovate and hustle hard, we will achieve outsized success. We all share that mindset and belief.

Win together

We hire and retain incredibly talented people who share a Chime-first mentality. Working as one team, we push each other to raise the bar and win as a team.

Respect the rules

Helping people manage their money is both a huge responsibility and a privilege. We take seriously our obligations to our members, regulators, partners, and the public. For us to win, we must earn and keep people’s trust.

Be an owner

We are all shareholders, so we treat the company like it’s our own. We work tirelessly to out-execute competitors and exceed goals, knowing we’ll all benefit when we win. Despite our early success, we have much more to do to achieve our vision. Even though we compete with some of the biggest companies in the world, we know that if we hustle, we can win.

a person standing in front of a crowd of people

In the community

Our impact

Social and member impact is at the core of our DNA as a company—after all, Chime was started because our members and their communities weren’t being served by traditional banks, and we wanted a shot at helping them unlock financial progress.

Because of that, social impact isn’t just a set of programs to make us feel like we’re making a difference, it’s what our products and services do at their core. At Chime, social impact isn’t the sideshow, it’s the main event.

Chime^® is a financial technology company, not a bank. Banking services, credit, and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Learn more